Membership & Financing Plans
FINANZIARIA PROMOZIONE TERZIARIO S.C.P.A. offers three structured membership tiers designed to match the financial complexity and credit needs of businesses at different stages of development. Each plan provides access to our collective guarantee infrastructure, direct lending options, and advisory services, with benefits scaling according to the level of engagement. Choose the plan that best reflects your current needs, knowing you can upgrade as your business grows.
Starter
€490/yr
Designed for small businesses and sole traders in the tertiary sector seeking their first structured access to bank credit with collective guarantee support.
- Collective guarantee up to €150,000
- Access to partner bank credit lines
- Basic financial health assessment
- Annual advisory consultation (1 session)
- Online member portal access
Business
€1,200/yr
Suited to established SMEs requiring higher guarantee limits, direct lending access, and regular advisory support to manage growth financing.
- Collective guarantee up to €500,000
- Direct lending facility up to €200,000
- Quarterly financial advisory sessions
- Credit monitoring and early-warning alerts
- Priority processing for credit applications
Corporate
€3,500/yr
Built for mid-sized companies and business groups with complex financing needs, requiring bespoke structuring and top-tier guarantee capacity.
- Collective guarantee up to €2,000,000
- Direct lending facility up to €750,000
- Dedicated relationship manager
- Monthly financial reporting and advisory
- Access to structured and syndicated credit solutions